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PRIVACY POLICY

Effective Date: 22 October, 2024

This Privacy Policy explains how EquiMinions (referred to as “we”, “our”, “us”) collects, uses, discloses, and protects personal information provided by clients and users of our services in compliance with the relevant laws and regulations, including the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“Indian IT Rules”).

By using our services, you agree to the collection and use of your information in accordance with this Privacy Policy.

  1. Definitions
  • Personal Information: Any information that relates to an individual who can be identified, either directly or indirectly.
  • Sensitive Personal Data or Information (SPDI): Information related to passwords, financial information (such as bank account, credit card, debit card details), health conditions, sexual orientation, and biometrics as defined by Indian IT Rules.
  • User/Client: Any individual who uses the services offered by EquiMinions.
  1. Collection of Personal Information

We may collect the following types of personal information:

  • Identity Information: Name, address, email address, phone number, gender, date of birth, PAN card, and Aadhar card details.
  • Financial Information: Bank account details, investment portfolio, transaction history, income, and payment details.
  • Usage Data: Information about how you access and use our website or services, such as IP address, browser type, and pages visited.
  • SPDI: If necessary for our services, we may collect sensitive personal data, including financial data.

We collect this information from you directly through forms, online platforms, or via third-party service providers with your consent.

  1. Use of Personal Information

We may use your personal information for the following purposes:

  • To Provide Financial Services: To manage and advise on your investments, execute trades, and manage portfolios.
  • Compliance with Laws: For legal compliance purposes, such as KYC verification, prevention of fraud, and fulfilling regulatory requirements.
  • Communication: To contact you regarding your portfolio, services, or other updates.
  • Improvement of Services: To enhance user experience, offer tailored services, and ensure security on our website.
  1. Disclosure of Personal Information

We may share your personal information with:

  • Regulatory Authorities: To comply with legal obligations and fulfill statutory requirements, such as those imposed by the Securities and Exchange Board of India (SEBI), Reserve Bank of India (RBI), Income Tax Authorities, and other governmental bodies.
  • Third-Party Service Providers: For services such as payment processing, data storage, or analytics, we may share information with service providers who are obligated to maintain confidentiality.
  • Legal Compliance: In response to subpoenas, court orders, or other legal processes.
  • With Your Consent: In case you authorize us to share your information with third parties.
  1. Security Practices

We maintain reasonable security practices and procedures as required under the Indian IT Rules to protect your personal information. These include:

  • Encryption: Sensitive data is encrypted during transmission using SSL (Secure Socket Layer).
  • Access Control: Access to personal data is restricted to authorized personnel only.
  • Data Retention: Personal data is retained only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
  1. Your Rights

Under Indian law, you have the following rights concerning your personal information:

  • Right to Access: You can request access to your personal information that we hold.
  • Right to Correction: You may request correction of any inaccurate or outdated information.
  • Right to Withdraw Consent: You may withdraw consent at any time, subject to legal requirements.
  • Right to Deletion: You may request deletion of your data, subject to retention laws.

For any requests, please contact us at [Insert Contact Details].

  1. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected and to comply with applicable legal, regulatory, or internal policy requirements. After the retention period, data will be securely deleted or anonymized.

  1. Cookies and Tracking Technologies

We may use cookies or other tracking technologies to collect information about your usage patterns for analytics or personalization purposes. You may adjust your browser settings to block cookies, but this may affect your experience of our services.

  1. Amendments to the Policy

EquiMinions reserves the right to update or amend this Privacy Policy at any time. Any changes will be posted on our website, and it is your responsibility to review this policy periodically.

  1. Governing Law and Jurisdiction

This Privacy Policy is governed by and construed in accordance with the laws of India. Any disputes arising from this policy shall be subject to the exclusive jurisdiction of the courts of New Delhi, India.

By using our services, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.

For any questions or concerns, please contact us at:
Email: info@equiminions.com
Phone: 9599714183
Address: A-2/118A Lawrence Road, Keshav Puram, New Delhi-110035

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