GOAL-BASED PLANNING
Turn Your Financial Dreams into Reality!
At EquiMinions, we understand that your financial goals are as unique as you are. Whether you’re saving for that dream apartment, planning for an epic retirement, or setting aside funds for your kid’s education, our Goal-Based Planning service is here to help you craft a personalized financial strategy that truly reflects your aspirations.
Using a disciplined, step-by-step process, we help you identify and articulate your priorities, your passions and your concerns and prepare you—and your financial plan—for the future.
Why Goals-Based Planning?
Goals-based planning is all about focusing on what truly matters to you. Unlike traditional financial plans that prioritize returns, a goals-based approach centers on your unique life aspirations—whether it’s buying your first home, traveling the world, retiring comfortably, or leaving a legacy for future generations.
Preparing You—and Your Financial Plan—for the Future
A good goals-based plan is designed to lead you toward success in an ideal scenario. But a great plan? That’s built to navigate the inevitable ups, downs, twists, and surprises life throws your way.
Goals-Based Planning doesn’t just aim for financial growth; it’s about purpose-driven progress. We begin by getting to know you, your values, and your dreams. Then, we help you shape a strategy that’s flexible enough to adapt yet strong enough to keep you on track through the unexpected.
But why are we even talking about Goals?
Goals ignite purpose, fuel progress, and pave the path to financial freedom.
Your goals could be anything:
- Buying a House
- Buying a Car
- Children's Education
- Children's Marriage
- Retirement Planning
- Aiming for Early Retirement
- Dream Vacation/ International Holiday
- Purchasing other high-value items
- Emergency Fund
- Modifying your house
- Starting a business
- Early Retirement
How does goal planning help?
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Clarity:
You’ll define your aspirations with precision.
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Focus:
You’ll channel your energy towards what truly matters.
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Motivation:
You’ll stay inspired as you pursue tangible objectives.
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Disciplined Investing:
You’ll cultivate disciplined financial habits
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Progress Tracking:
You’ll measure success, adjust course.
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Achievement:
You’ll reach milestones, fulfill dreams.
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Peace of Mind:
You’ll gain confidence, and secure your financial future.
Our Goal-Based Financial Planning Process
At EquiMinions, we collaborate with you to create a personalized financial plan that aligns with your unique goals. Ready to embark on your financial journey? Here’s how our structured process works:
Initial Consultation
We’ll schedule a one-on-one consultation to discover your financial dreams!
Goal Setting
Understanding you is our priority! We’ll define what matters most—whether it’s buying a home, funding education, planning a wedding, or anything else you aspire to achieve.
Quantifying Goals
We’ll identify the resources and timeline needed to achieve each goal.
Financial Assessment
We’ll dive into your current finances—income, expenses, and assets.
Risk Tolerance Check
We’ll understand your comfort with investment fluctuations to tailor your strategy.
Custom Asset Allocation
We’ll craft a personalized investment portfolio that balances risk and reward.
Implementation
We’ll help you execute your plan smoothly and confidently.
Progress Reviews
We’ll have regular check-ins to assess your performance and make adjustments.
Celebrate Milestones
We’ll acknowledge your achievements and set new goals for continued growth!
Why Us for Goal-Based Planning?
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Your Goals, Your Way
We tailor plans that fit your life and ambitions perfectly.
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Seasoned Experts on Your Side
Our experience means smart, steady guidance toward your dreams.
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Clear Steps, Real Results
We turn financial goals into straightforward actions you can follow.
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Adaptable and Always Monitoring
As life changes, so does your plan—we’re with you every step.
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Transparent and Trustworthy
Open, honest communication every step of the way.
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Total Financial Wellbeing
It’s about more than money; we help you build a secure, fulfilling future.
Our Process
At EquiMinions, our Portfolio Health Checkup is designed to give you a clear picture of your investments and ensure you’re on track to achieve your financial goals. Here’s how it works:
Payment for Portfolio Health Checkup
To initiate your Portfolio Health Checkup, please complete the payment of ₹999 to the following account:
- Account Name: Kapil Joshi
- Account Number: 5010050356245
- Bank Name: HDFC Bank
- IFSC Code: HDFC0000932
You can also make a quick payment using UPI.
Please use the following UPI ID:
UPI ID: thekapiljoshi.in-1@okaxis
Form Submission
After completing your payment, kindly fill out the Google Form with your details:
Google Form:
Upon receipt of both your payment and completed form, we will send you a confirmation email, which will include the Zoom details for your 1-on-1 consultation.
Initial Consultation
We begin with a 30-minute 1-on-1 Zoom conversation to understand your financial objectives, risk tolerance, and investment horizon.
Data Collection
We gather your Consolidated Account Statement (CAS), which provides a comprehensive overview of all your investment accounts in one place.
Performance Analysis
We analyze your investments, pinpointing underperformers and hidden risks. We ensure your asset allocation aligns with your goals and make recommendations for optimal adjustments.
Report Generation
Receive a detailed report with personalized strategies to boost your portfolio’s performance and mitigate risks.
Frequently Asked questions
Unlike traditional planning, which primarily emphasizes wealth accumulation, goal-based planning prioritizes achieving specific life objectives, balancing investment growth with personal milestones.
We review your plan annually or sooner if you experience major life changes.
Life happens! We’re here to adapt your plan as needed. Whether your goals shift slightly or completely, we’ll work with you to realign your strategy.
We’re committed to full transparency. We provide a clear breakdown of fees and costs upfront so you know exactly what to expect.
Our plans are designed to weather market ups and downs. We focus on long-term strategies and make adjustments as needed to protect your goals during periods of volatility.
Contact Details
For inquiries about our Goal-Based Planning Services or to kickstart your personalized financial journey, connect us freely.
- equiminions@gmail.com
- +91 9599714183
What Our Clients Say
Important Information
This material is intended for informational purposes only and provides insights into products and services offered by EquiMinions. Details about products, services, fees, and interest rates are subject to change based on applicable agreements and may vary by location. Please review all information carefully.
General Risks & Considerations
The views and strategies presented may not be suitable for everyone and come with risks. Investments can fluctuate, and past performance is not indicative of future results. Diversification does not guarantee profits or protect against losses. It’s essential to assess whether the services, products, or strategies discussed align with your individual needs and objectives.
Non-Reliance
Non-Reliance
While we believe the information provided is reliable, EquiMinions does not guarantee its accuracy or completeness and is not liable for any resulting losses or damages. The views and strategies expressed are based on current market conditions and may change without notice. This material should not be considered a research report or financial advice. Please consult your own tax, legal, and accounting advisors before making any financial decisions.
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